Cash back is one of the simplest ways to get more value from purchases you’re already making. Whether you’re buying groceries, filling up your gas tank, dining out, or shopping online, there are tools that can help you earn money back on everyday purchases.

From cash back apps to credit card rewards and loyalty programs, here are some of the best ways to start earning cash back.

How does cash back work?

Cash back rewards give you a portion of your purchase back after you shop. Depending on the program, cash back may come from retailers, brands, credit card companies, or other partners.

Some cash back programs reward you for shopping at participating stores, while others offer rewards based on specific spending categories or purchases.

The best way to maximize your earnings is to choose cash back tools that fit naturally into how you already shop.

1. Use a cash back app

Cash back apps are one of the easiest ways to earn rewards on everyday purchases.

Apps like Upside help consumers earn cash back on everyday purchases like gas, groceries, and dining. Simply claim an offer in the app, shop as usual, and earn cash back after your purchase is verified.

Because cash back apps can often be used alongside other savings tools, they’re an easy way to get more value from purchases you’re already making.

2. Use a rewards credit card

Rewards credit cards are another popular way to earn cash back.

Many cards offer rewards on everyday spending categories like groceries, gas, restaurants, and travel. Some offer the same cash back rate on every purchase, while others offer higher rewards in specific categories.

Choose a card that fits your spending habits, and pay your balance on time so fees or interest don’t outweigh the rewards you earn.

3. Join store loyalty programs

Many retailers offer free loyalty programs that reward customers for shopping with them.

Depending on the store, these programs may include member pricing, digital coupons, personalized deals, points, or other rewards.

Many loyalty programs can also be combined with other cash back methods, helping you get even more value from each purchase.

4. Use online shopping portals

If you shop online, cash back portals can help you earn rewards on eligible purchases.

These platforms partner with retailers and share a portion of that value back with shoppers when they start their purchase through the portal.

Browser extensions can also make it easier to find eligible offers while you shop online.

5. Stack your rewards

You don’t always have to choose just one way to earn cash back.

In many cases, you can combine different savings tools — like cash back apps, loyalty programs, and credit card rewards — to maximize your earnings.

For example, you may be able to claim a cash back offer, use your store loyalty account, and pay with a rewards credit card on the same purchase.

Start earning cash back with Upside

Upside is a free app that helps consumers earn cash back on everyday purchases like gas, groceries, and dining. Retailers fund cash back offers on Upside to attract more customers, and customers earn cash back in return.

Businesses grow while consumers earn.

Download the app to start earning cash back today